Have you explored alternative avenues to the kinds of coverage your current agent has been offering you?

September 11th, drops in the stock market, rising health costs, fewer insurance companies¿ We've all heard the reasons why insurance rates continue to rise on both commercial and health coverage. The question is whether you have explored alternative avenues to the kinds of coverage your current agent has been offering you.

ASA provides you with some great alternatives. We continue to support our successful partnership with Behnke & Company, our in-house insurance agency, and official brokers for ASA-sponsored supply business and health insurance programs.

Since early 2000, Behnke & Company executives have demonstrated their expertise and knowledge in the PHCP industry by providing wholesale distributors, as well as their manufacturer suppliers, with opportunities to obtain comprehensive and economical insurance coverage. Currently, Behnke & Company provides services to over 20% of ASA members! Behnke's comprehensive insurance program includes:

• commercial property
  
• commercial liability
  
• commercial auto
  
• worker's compensation
  
• group health, life and disability
  
• and a variety of optional plans

Behnke & Company has agreements with three national associations and one national buying group of distributors. This combined mega-group provides negotiating power in buying insurance, and provides maximum savings to ASA members.

In addition, Behnke's self-funded health program and commercial insurance market leverage continues to provide alternative solutions to reduce or eliminate the rising costs that our members have seen during the past few years.